Bank Transfers PayOut

Description:

Withdrawals via bank transfer in Peru are a common way to move money from a digital account or financial service to your personal bank account. They work by sending funds electronically through the national banking network.

Allows the creation of pay-outs (outgoing payments).

URL:https://api.payelu.xyz/api/v1/payments/payout_hth

Country Uses:

Peru: Bank Transfers

Request Parameters:

Parameter	Type	Description	Requeriment
`service_code`	string	’`BT_PE`’	required
`amount`	num	Amount to process. e.g. `123.45`	required
`reference`	string	Merchant’s Unique ID for transaction. It must be 22 alfanumeric digits (i.e. ‘`0000000000002507135224`‘)	required
`account`	num	Client Bank account number	required
`payer_name`	string	Receiver’s name and last name	required
`account_bank`	num	Code of specific bank of client. 1014 - Banco Union 1017 - Banco Solidario 1001 - Banco Nacional 1005 - Banco de Credito 1016 - Banco Economico 1003 - Banco Mercantil 1018 - Banco Ganadero	required
`account_doc_id`	num	Client ID number	required
`account_doc_type`	num	Type of tax document or identity document. Supported identity/tax documents: `DNI` Documento Nacional de Identidad`RUC` Registro Único de Contribuyentes`CE` Carné de Extranjería`PPN` Pasaporte	required
`account_bank`	string	Name of destiny bank. BANCO_BBVA, BANBIF, BCP, INTERBANK, SCOTIABANK, BANCO_DE_COMERCIO, BANCO_INTERAMERICANO_DE_FINANZAS, BANCO_PICHINCHA, CITIBANK, BANCO_GNB, BANCO_SANTANDER, BANCO_CENCOSUD, ICBC_PERU_BANK, BANCO_DE_LA_NACION, CAJA_AREQUIPA, CAJA_CUSCO, CAJA_HUANCAYO, CAJA_MAYNAS, CAJA_METROPOLITANA, CAJA_MUNICIPAL_ICA, CAJA_SULLANA, CAJA_TACNA, CAJA_TRUJILLO, CREDINKA, BANCO_FALABELLA, CAJA_DE_LOS_ANDES, MIBANCO, BIM, CAJA_PIURA, RIPLEY, FINANCIERA_EFECTIVA, YAPE, COMPARTAMOS_FINANCIERA, BANCO_ALFIN, PLIN, COPERATIVA_ABACO, LUQUEA, TARJETAS_PERUANAS_PREPAGO, FINANCIERA_CONFIANZA, PREX, TARJETA_OH, CREDISCOTIA, DALE, GLOBAL66	required
`account_type`	string	Type of bank account. AHORRO, CORRIENTE, WALLET.	required
`inter_bank_code`	string	CCI stands for Código de Cuenta Interbancario (Interbank Account Code) in Peru.It's a 20-digit number that uniquely identifies a bank account across all financial institutions in the country.	required

Bank Transfers Example Request:


{
    "service_code": "BT_PE",
    "amount": 1,
    "reference": "{{payout_ref}}",
    "account_doc_id": "71395105",
    "account_doc_type": "DNI",
    "account_bank": "INTERBANK",
    "account_type": "AHORRO",
    "account": "3347808298",
    "inter_bank_code" : "00389801334780829844"
}

Bank Transfers Example Response:


{
    "status": "success",
    "data": {
        "transaction_id": "WMhA3LSCNTdOyvE",
        "amount": 1,
        "reference": "POUT8320720165",
        "created_at": "2026-05-08T14:42:50.721460+00:00",
        "status": "PENDING"
    }
}

Bank Transfers HPP & H2H 1. Bank Transfers Country Uses:Request Parameters:Bank Transfers Example Request:Bank Transfers Example Response: