UPI PayIn

When using this method, you will receive a redirect_hpp_url for the payment page, where the customer should be redirected. On this page, the customer can choose one of the available UPI payment options:

Scan QR Code

Use VPA (Virtual Payment Address)

After completing the payment in the UPI app, the customer will receive a UTR code, which must be entered on the payment page to confirm the transaction.

The customer has about 15 minutes to enter the UTR code. If it is not entered within this time, the transaction will be cancelled.

Allows the creation of pay-ins (incoming payments).

URL:https://api.payelu.xyz/api/v1/payments/payin_hth

Country Uses:

India: UPI

Request Parameters:

Parameter	Type	Description	Requeriment
`service_code`	string	’`UPI_FTD_IN`’ ’`UPI_TRUST_IN`’	required
`amount`	num	Amount to process. e.g. `123.45`	required
`reference`	string	Merchant’s Unique ID for transaction. It must be 22 alfanumeric digits (i.e. ‘`0000000000002507135224`‘)	required

UPI Example Request:


{
    "service_code": "PIX_BR",
    "amount": 200,
    "reference": "0000000000002507135224",
 	  "expired_at": "2025-06-06T22:59:59Z",
}

UPI Example Response:


{
    "status": "success",
    "data": {
        "transaction_id": "0000000000002123123507135224SFX124",
        "amount": 200,
        "currency": "INR",
        "status": "PENDING",
        "reference": "0000000000002123123507135224",
        "created_at": "2025-10-06T22:24:17.209257+00:00",
        "updated_at": "2025-10-06T22:24:17.209257+00:00",
        "expired_at": "2025-10-07T22:24:17.209257+00:00",
        "qrCode": "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",
        "upi_link": "XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX",
        "redirect_hpp_url": "XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX"
    }
}

After receiving redirect_hpp_url, you need to redirect the client to the URL and wait for the final status of the transaction.

UPI HPP & H2H 1. UPI PayIn Country Uses:Request Parameters:UPI Example Request:UPI Example Response: